Payment methods

You can pay for your order in the online store as follows:

Online banking link

Estonian bank links: Swedbank, SEB Pank, LHV, Luminor, Coop, Citadele, Revolut Latvian bank links: Swedbank, SEB Pank, Luminor, Citadele, Revolut Lithuanian bank links: Swedbank, SEB Pank, Luminor, Siauliu Bankas, Medicinos Bankas, Citadele Finnish bank links: OP Bank, Nordea, Danske Bank, Säästöpankki, POP Pankki, OmaSp pankki, S-Pankki, Ålandsbanken, Handelsbanken, Revolut

After entering the order information, click on the appropriate bank link icon and proceed to pay. After paying with the bank link, remember to press the button back to the online store page so that your payment is definitely registered.

By credit card (Visa / Mastercard) / Apple Pay and Google Pay

After completing the order, you will be directed to the secure environment of Montonio Finance to make the payment. There is a pre-filled payment order, which also states the amount to be paid. After entering the card number, security code (3-digit code on the back of the card) and the end of the card’s validity period, Montonio Finance, in cooperation with Stripe, authorizes the transaction at the customer’s bank. When requesting card data, the SSL security protocol and the MasterCard SecureCode and Verified by Visa security programs are used, which ensure that the exchanged information cannot be intercepted or changed by outsiders.

Liisi Installment payment service

We offer the option of paying in installments to our customers living in Estonia, starting with a purchase of 60 eurosCheck out the terms and conditions. 

ESTO installment payment

We offer the option of paying in installments to our customers living in Estonia. In the case of ESTO installments, it is an extremely fast and convenient payment solution that helps you prepare a payment schedule based on the period you choose. The payment solution makes a decision in real time and helps to complete the purchase in less than 60 seconds.

Add suitable products to the shopping cart, confirm your order and choose ESTO installment payment from the payment methods. When confirming the purchase, choose the period that suits you, the size of the monthly installment and conveniently sign digitally using an ID card, Smart-ID or Mobile-ID.

  • All citizens of the Republic of Estonia between the ages of 18 and 70 can apply for an ESTO installment payment.
  • The ESTO installment payment can also be processed quickly and conveniently for a legal entity.
  • ESTO installment payment is offered and managed by ESTO AS.

ATTENTION! Each installment is a financial obligation. Before concluding an installment agreement, familiarize yourself with the terms of the respective service and, if necessary, consult an expert.

Every financial decision comes with risks and obligations, which is why we ask you to carefully consider the need to use loan products. For example, in the case of a 1,290-euro loan with a fixed interest rate of 14.90% per year for 24 months and a contract fee of 0 euros, the APR is 31.62%, the monthly payment is 70.67 euros, and the total amount to be repaid by the consumer is 1,696.08 euros. The final payment is a financial obligation, and before making a decision, thoroughly familiarize yourself with the terms of the contract and, if necessary, consult with an ESTO AS employee or other expert. Installment payment is offered and managed by ESTO AS.

Inbank installment payment

We offer Inbank installment payments to our Estonian customers.

Inbank’s installment payment allows you to turn a large one-time expenditure into a small monthly expense and pay for products and services in installments. Take more time to pay and spread the purchase amount over up to 6 years. First payment only after a month.

Advantages of Inbank installment payments:

  • A flexible solution for larger expenses
  • You choose the amount of the installment payment
  • You choose the installment period
  • You choose the payment date
  • Response to request in a minute

Inbank installment payment terms:

  • Amount 100 – 10,000 €
  • Period 6 – 72 months
  • Deposit €0
  • Interest 11.9%
  • Contract fee €0
  • Management fee 0.3% per month

Requesting an installment payment is easy:

  • You can also pay for several goods at the same time with an installment payment
  • You can fill out the installment payment request here in the e-shop
  • You can familiarize yourself with the contract and sign it here in the e-shop
  • Inbank sends you a monthly e-invoice

The interest rate of Inbank’s installment payment is 31.64% per year under the following example conditions: installment amount €490, contract period in 12 months, interest rate 11.9% of the purchase amount, down payment 0%, administration fee 0.3%, monthly installment €47.23, total credit cost 566 .8 €. The service provider is AS Inbank Finance. Before signing the contract, we recommend that you familiarize yourself with the terms and conditions of the financial service and, if necessary, consult with a specialist.

Inbank payment methods – buy now, pay later

We offer Inbank – buy now, pay later payment option to our Estonian customers.

Inbank payment methods help to pay for purchases even more conveniently. Pay for your purchase only next month or divide the purchase amount into several equal parts, easily and without any additional fees.

Find a suitable payment solution at checkout and choose the most suitable one from the following options.

Inbank payment next month:

  • Pay on the 25th of the following month
  • 30 – 800 € for purchases
  • €0 surcharge

Divide Inbank payments into parts:

  • 75 – 2500 € for purchases
  • A period of 2 or 3 months
  • €0 surcharge

Why choose the Inbank payment method?

  • Easy and free of charge – no interest, contract fee or monthly management fee.
  • A smart way to get everything you need right away without compromising on options.
  • The Inbank pay later payment method is not an installment payment, but a credit-free payment method – it does not affect your credit score.

Paying with the Inbank payment method is easy!

The purchase is confirmed in just a few moments.

By bank transfer

After placing the order, you will receive a confirmation by e-mail. There you will find all the necessary information to make the payment within 14 days, either by bank transfer in an online bank or in a bank branch. When paying by bank transfer, remember to add the order number in the message section, and if possible, send a confirmation of the payment via email to sales@mereneid.eu.

This is how you speed up your order. You can pay by bank transfer to the following accounts: Payee: Mereneid Trading OÜ

LHV Bank: IBAN: EE447700771007764513 SWIFT CODE: LHVBEE22

PayPal

Pay securely through the PayPal environment.